Cyprus permanent residence by investment, explained plainly
What the Migration Department actually asks for, which property qualifies for the €300,000 threshold, what the whole budget looks like, who in the family is covered and what it takes to keep the status. Every rule is linked to an official Cypriot source.
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Cyprus permanent residence or the Greece Golden Visa in 2026: thresholds, type of status, Schengen, presence rules, income, family members, letting and the path to citizenship, side by side.
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How to keep Cyprus permanent residence in 2026: the two-year absence rule, yearly evidence, criminal records every three years, the ten-year card, tax residency basics (183-day and 60-day rules, non-dom) and naturalisation rules.
Cyprus permanent residence, the Greece Golden Visa and Cypriot naturalisation
| Cyprus permanent residence (Reg. 6(2)) | Greece Golden Visa | Cypriot naturalisation | |
|---|---|---|---|
| Investment | From €300,000 (new home plus VAT, or commercial property, company, fund) | €250,000, €400,000 or €800,000 depending on the property and the zone | Not required |
| Status | Permanent; the card is replaced every 10 years | Residence permit for 5 years, renewed while the property is kept | Citizenship |
| Schengen travel without a visa | No, Cyprus is not in Schengen | Yes, up to 90 days in any 180 | As an EU citizen |
| Presence | At least one visit every 2 years | Not required | 7 years of legal residence in the last 10, plus the final 12 months |
| Income requirement | €50,000 a year plus €15,000 and €10,000 for family members | No fixed threshold | Stable and regular resources |
| Greek language | Not required | Not required | B1 certificate |
Compiled from the Migration Department criteria for investors (4th revision, in force since 2 May 2023), the Ministry of Interior page on naturalisation (form M127) and the BRIDGES Greece Golden Visa page, checked October 2026. See the full comparison with Greece.
Frequently asked questions
How much do I need to invest for Cyprus permanent residence?
At least €300,000 in one category: a new house or apartment bought from a developer (the €300,000 is counted before VAT), other real estate such as offices, shops or hotels, the share capital of a Cypriot company with at least five employees, or units of a Cypriot investment fund.
Do I need income on top of the investment?
Yes. The main applicant must show a secure annual income of at least €50,000, plus €15,000 for a spouse and €10,000 for each dependent minor child. For a new home the income has to come from abroad.
Do I have to live in Cyprus?
No minimum stay is set, but the permit ends if you are away from Cyprus for two years. BRIDGES advises planning at least one visit every two years.
Does Cyprus permanent residence give visa-free travel in Schengen?
No. Cyprus is in the European Union but not in the Schengen area, so the Cypriot card does not replace a Schengen visa.
Does it lead to Cypriot citizenship?
Not automatically. Naturalisation needs at least seven years of legal residence in the last ten, continuous residence in the final twelve months, Greek at B1 level and a test on Cyprus today. The citizenship by investment programme has been closed since 2020.